The Directors, Managers, Officers and Associates shall read and fully understand this Code of Conduct and Ethics and abide by the policies, procedures and principles contained therein.

I have received and read the company's code of business conduct and ethics. I understand the standard and policies contained in the company code of business conduct and ethics and the inlaid policies or laws specific to my job. I further agree to comply with the Company Code of Business Conduct and Ethics.

If I have questions concerning the meaning or application of the company code of business conduct and ethics, any company policies, or the legal and regulatory requirements applicable to my job, I know I can consult the Human Resources Department or the Compliance Officer, knowing that my questions or reports to these sources will be maintained in confidence.